Fha Loan Limit 2025. Fha also increased the loan limits for its home equity conversion mortgage (hecm), or reverse mortgage program, to $1,149,825 effective jan. Every year, the fha reviews these limits and updates them, if needed, based on the changes in market conditions.

Looking for a home loan? In high cost areas, the new limit is now $1,089,300 for a single family home.